Denver Car Accident Attorneys

Motor Vehicle Accidents in Denver

Thank you for visiting My Denver Motor Vehicle Accidents Attorney.  We will attempt to give you as much information about Motor Vehicle Accidents in Denver as possible on this site.  Additionally, you can visit our “Why hire us” page to see what separates us from the other Motor Vehicle Accident lawyers in and around Denver.

If you or a family member has been involved in a serious automobile accident, call one of our attorneys at the Motor Vehicle Accident Law Offices of “insert attorney name” in Denver.  We will investigate your case and make sure you are compensated for all injuries and damages incurred due to this accident.

Denver Motor Vehicle Accident Overview

• Many auto accidents in Denver are caused by:
  • Driver negligence – reckless driving, speeding
  • Alcohol, drugs
  • Talking on cell phones
  • Mechanical failure
  • Road conditions – construction, potholes, obstacles
  • Weather conditions – rain, ice, fog

• Statistics show that:
  • About 1,000 people were killed on Colorado roads in a year.
  • Over 3 million people were injured in auto accidents in the United States last year.
  • Over 40,000 people were killed due to auto accidents in the United States last year.

In case an accident happens

• Call the police/911 – wait for them to arrive.
• Move car to safe place if possible.
• See if anyone has been injured.
• Do not settle with the other party or their insurance company.
• Exchange information with the other driver:
  • Name
  • Address
  • Telephone number
  • Driver’s license
  • Insurance company name
  • Get passenger and witness names (if any)
• Keep a camera, pad and pencil in your car – take photos of your injuries, damages and the road.

Afterwards

• Call your insurance company.
• See a doctor; keep copies of medical bills.
• Get a copy of the police report.
• Contact an attorney.

Filing a Claim

• You must prove:
  • the other driver was at fault
  • your injuries were due to the car accident
  • damages were incurred
• Bodily injury damages:
  • Medical expenses – includes future expenses
  • Your job – present and future salary; can you still do your job?
  • Inconvenience
  • Pain and suffering
  • Any impairment or disfigurement

Colorado Insurance Law

• If you cause a motor vehicle accident, you are responsible for all damages that resulted due to the accident.
• Effective January 1, 2008, Uninsured/Underinsured insurance is the only coverage that will protect you against a driver that causes an accident and has no insurance of their own.
• If death occurs to a loved one due to the negligence of another drive, you may be compensated for expenses such as medical, funeral and emotional stress.
• Automobile insurance is mandatory for your car:
  • Property damage/liability coverage
    • Covers the physical damage to your auto.
• Bodily injury/liability coverage
  • Covers bodily injuries.
  • Colorado law requires you to have at least $25,000 in bodily injury insurance.
• Medical Payment coverage
  • Your insurance company will pay part of your medical expenses until the claim with the at-fault driver is complete.
  • If you do not have this type of insurance, your health insurance could cover your expenses.

Uninsured/Underinsured Benefits

• Colorado requires all insurance companies to sell uninsured/underinsured motorist insurance coverage.
• Uninsured - Even though it is Colorado law that you have liability insurance, many drivers do not.
• Underinsured - Many drivers do not have enough coverage to pay for damages.
• Your own insurance company will compensate you and your passengers for injuries and damages.
  • Will cover you if you are a pedestrian hit by an automobile.
    

Personal Injury

• If another driver is responsible to a car accident, they must pay for any bodily injury or pain and suffering you incurred.
• If your insurance policy has Medical Pay coverage, your own insurance company will compensate you for medical bills up to your policy limit.
• There is a statute of limitations to file a lawsuit – 3 years from the date of the accident.

Wrongful Death

• The death of a loved one due to another person’s negligence during a car accident.
• Recoverable damages include:
  • future financial support (salary, pension, retirement)
  • funeral expenses
  • medical bills
  • companionship
• A jury will decide a fair compensation.
• Compensation for pain and suffering – no more than $250,000
• Colorado law has an alternative award to non-economic damages – “soliatium” ($50,000 besides any economic damages received).
• Colorado Wrongful Death Statute – awards for compensatory damages only, there are no exemplary or punitive damages awarded.

Conclusion
A motor vehicle accident causes you and your family a lot of stress, not to mention all the expenses that will incur.  If you have been involved in a motor vehicle accident, contact an attorney at the Motor Vehicle Accident Law Offices of “insert attorney name”.